CPRInstructor.com is dedicated to the instruction of CPR (cardiopulmonary resuscitation) and those who are trained to practice and train others.  The site offers videos, software, access to training courses, and lesson plans.  They also feature a very nice database of Good Samaritan laws in each state.  Good Samaritan laws are named for the New Testament parable wherein a man, of the despised Samaritans, stops to aid a man who has been beaten, robbed, and left by the side of the road.  The Gospel of Luke teaches that the Samaritan deserves honor and respect above those who had done nothing to aid the poor victim.  These Good Samaritan laws are designed to do the same and protect someone who uses CPR to aid a person in distress.  It’s unfortunate we live in a world that would require such commonsense laws, but personal injury case history shows that people will often forego this commonsense time and time again.  Some times even the lack of commonsense goes in both directions it goes both ways.

http://CPRInstructor.com

Last week, my aunt’s apartment was broken into. In addition to jewelry, money, and the television, the thieves stole all her financial paperwork including bank records, credit card statements, and the title to her car. Apparently, her financial information can become more lucrative and easier to turn into money than the traditional big ticket items that thieves had targetted. The local police were of little help, so we did some research into what actions she should take.

The Federal Trade Commission (FTC) and the U.S. Department of Justice have helpful and informative web sites dealing with identity theft. All agree that after filing a report with your local police department, the next thing you should do is to contact the three major credit bureaus and have a fraud alert placed on your identity. Notifying one of the three should trigger a chain of events where the other two are also notified, but you may want to confirm with these agencies. A fraud alert notifies creditors that additional steps are required whenever credit is to be granted. These steps can make it more difficult for thieves to open new accounts or alter existing accounts by requiring proof of identity. An initial alert stays on your account for 90 days. However, the FTC notes that identity fraud may occur months after the original theft, so an extended alert is available which remains active for seven years.

• Equifax: 1-800-525-6285; http://www.equifax.com
• Experian: 1-888-EXPERIAN (397-3742); http://www.experian.com
• TransUnion: 1-800-680-7289; http://www.transunion.com

A fraud alert will also give you a right to copies of your credit report from these agencies. However, you should always check your credit report at least yearly to guard against theft even if your home has not been burgled. You can obtain copies of your credit report through FreeCreditReport.com. In addition to checking for outright fraud, you can also protect yourself against errors that may affect your credit score. Savvy consumers know to keep their credit report clean to avoid problems obtaining low interest credit. If you find a problem, you should contact any creditors where your identity has been fraudulently used. You should also contact any financial institutions where you have accounts that an identity thief has taken over.  You may need to cancel those accounts, place stop-payment orders on any outstanding checks that may not have cleared, and change your Automated Teller Machine (ATM) card, account, and Personal Identification Number (PIN).

The FTC also reports that “if your local police are not familiar with investigating information compromises, contact the local office of the FBI or the U.S. Secret Service. Check the blue pages of your telephone directory or an online search engine for the number of the nearest field office.” You should also make sure to keep copies of any police reports so that if there are any problems with creditors, you can speed the resolution. You can also contact the FTC for individual guidance by sending an email to idt-brt@ftc.gov. “Please provide information regarding what has occurred, including the type of information taken, the number of people potentially affected, your contact information, and contact information for the law enforcement agent with whom you are working. The FTC can prepare its Consumer Response Center for calls from the people affected, help law enforcement with information from its national victim complaint database, and provide you with additional guidance as necessary.”

To protect against identity theft before it occurs, there are some steps you can take.

• Shred all personal information before tossing into the trash. You should shred all account statements, phone bills, credit card offers, and refinance offers - anything that contains your name, account number, social security number, or other financial information that thieves could use to steal your identity. You may discover that you’ll need to shred more documents than you may have originally been aware. Also look into purchasing a good cross-cut shredder that will shred your documents into tiny, confetti-like pieces. When discarding these clippings, you may also want to put them in several different garbage bags to keep thieves from having all the components to reconstruct your documents in one easy-to-carry bag.
• Limit the personal information that you keep in your home or automobile. You should consider renting a safe deposit box for long-term documents such as ownership titles, savings bonds, birth certificates, and social security cards. However any documents that you do keep in your home for banking, tax, or other reasons should be put under lock and key. You may want to invest in a fire-proof safe that you bolt to the floor to prevent thieves from simply walking off with it. However, at minimum, these documents should be kept in a locked desk or file cabinet.
• Do not give your personal information or safe words to someone who calls you on the telephone. Do not trust someone who reports to be calling from your bank and requires information that is already on file with them. If you receive an offer for free prizes or valuable items, you should request a written application to be mailed to you. Then, review the application carefully and make sure it’s from a reputable company or financial institution. The Better Business Bureau can give you information about businesses that have been the subject of complaints. If unsure of the person’s identity on the telephone, ask to call them back and then call them through the published telephone number, not the number they give you which may simply be their disposable cell phone number. Also, do not trust the name displayed on Caller ID. This information can be altered by thieves.
• The more information that you have printed on your personal bank checks (such as your Social Security number or home telephone number) the more personal data you are routinely handing out to people who may not need that information.
• When traveling, have your mail held by the post office.
• Do not give out personal information from a public telephone or phone booth where theives may be listening. Instead, wait for a less public location like your hotel room.

If you have any other tips or ideas for protecting your identity, please add them along with any other comments.

"He is the furthest from danger, who is on his guard even when in safety.”
Proverb

When I first setup this blog, I programmed in Google’s AdSense.  I never had expectations of earning any money from the ads, but I thought they added some weight to the site, particularly in my first days of blogging.  Besides, they were unobtrusive and I definitely understand the need for companies to be able to target consumers.  A lot of great technologies failed or have struggled due to poor marketing or an inability to reach the market.  My father bought a couple BetaMax recorders (and video camera) and I personally have bought several Syquest drives and still run my ReplayTV.

Yesterday, I received an email from Google AdSense informing me that something was amiss.  According to the email, “invalid clicks or impressions have been generated on the Google ads on your site.” I had no idea what this meant and reviewed the terms and policies referenced, but aside from some very shocking verbiage about Google’s censoring policies, I couldn’t find much info on what it was that Google AdSense wanted me to do.  So I sent them an email.

Mon 10/2/2006 8:32 PM
From: Deezle.com
To: Google AdSense

Hello,
I was distressed to see this email.  Although I don’t yet have the volume to make AdSense a financial reward (I haven’t generated any money yet), I subscribed because I like the idea of targeted advertisements to my readers and I appreciate Google’s wonderful offerings of which I’ve written several times in my Blog.  I would be upset to lose the Google Ads for this reason.  Since I am not the culprit that is using these ads incorrectly, can you provide more information such as a specific IP address or range of addresses I could block from abusing Google AdSense?  What steps can I take?  Any help or information you could provide would be appreciated.

Thank you,
Paul McMahon

I thought this was simple, explained my case, and was more than gracious in offering to take any action necessary to correct whatever it is that Google AdSense was demanding.  However, while waiting for a response, I started to do a little more digging on my own and didn’t like what I found.

Some of Google’s advertisement policies are:

"Your site must not contain broken links and must be launched, functioning, and easily navigable."

Ok, I get where they’re going here.  Broken links and poor site designs are plaguing the internet.  Google is simply doing its job by trying to enforce a level of standard.  Maybe Google should approve the color choice and logo, too.  There are just too many ugly web sites with black backgrounds.  Have they seen Sibology.com?

But then another rule said:

"Web pages may not include incentives of any kind for users to click on ads. This includes encouraging users to click on the ads or to visit the advertisers’ sites as well as drawing any undue attention to the ads. “

Huh?  Am I reading this right?  Don’t encourage your users to click on the ads?  I know I’m not some high-fallooting advertising executive or anything, but I always thought the purpose of advertising was to garner a little attention.  But ok, if Google AdSense doesn’t want me to direct attention to the ads or recommend the advertisers..  In keeping with Google’s wishes, my site policy now requires that you not look at the Google Ads.  Do not click on the Google Ads.  Do not buy any of the products mentioned in the Google Ads.  In fact, it’s best if you don’t associate with anyone who is even thinking about buying one of the products mentioned in the Google Ads.  This is not a limited offer.  Operators are not standing by.  Kids, don’t ask your parents permission.  Let’s just pretend it never happened, ok?

"Ads must not be displayed on any page with content primarily in an unsupported language."

It doesn’t say what qualifies as a supported language.  I hope it’s English.  I speak a little French but I don’t think my posts would be good if limited to rambling discussions about my yellow pencil (le crayon est jaune).  C’est ci bon!  Or maybe they mean programming language.  Is PHP ok?  How about Javascript?  Perl is probably out of the question.  What if I decide to run a Gopher site?

"Clicks on Google ads must not result in a new browser window being launched."

That’s odd.  I always open links up in a new window.  Have I been causing a disturbance on every web site I’ve ever visited by holding down the shift key when clicking?  Is there some other form letter that Google AdSense sends out to these sites reporting: “Once again one of your users has opened one of our sites in its own browser window.  We hate that.  We have no other choice than to post that embarrassing photo of you that we took when our Google Maps satellite passed over your house.  Did you really think we would hesitate?  Mu-hahahaha!  Bloggers everywhere will be linking to a surprisingly detailed satellite image of you tripping over the garden hose and falling into the rhododendrums.  Please cease this activity at once or next it’s the photo of you in the hot tub while your wife was out of town.”

"It is your responsibility to ensure that no ad network or affiliate uses such methods to direct traffic to pages that contain your AdSense code."

Ok, now this one sounds a little ominous.  If some other site or ad network directs traffic to my pages it’s my responsibility to track them down and stop them?  Wow!  I’m like an internet deputy or something.  Can I issue warrants?  Can I have a gun?  While I’m at it, I might as well cleanup all the spam that’s floating around.  It’s just a nuisance.

"We do not permit Google ads… on web pages that also contain what could be considered competing ads."

Well, I don’t have any other ads, but I wonder what qualifies as a competing ad.  I usually write about things I like and include links to web sites where you can read more and sometimes make a purchase.  I wonder if that could be considered a competing ad?  I am bringing attention to these products and I already learned that Google AdSense doesn’t like that.

"These prohibited methods include… autosurf."

Aha!  I might have something here.  I subscribe to blogging engines like BlogExplosion, BlogSoldiers, and BlogMad.  Recently a user suggested Autosurfmonster.  Could this be it?  Is this what Google AdSense is defending against?  Bloggers advertising their web sites?  Maybe by wanting people to find my web site, I have become the ubiquitous “competing ad.” Fortunately, Google sent another email.  Hopefully this email will shed more light on the matter:

Tue 10/3/2006 4:29 PM
From: Google AdSense
To: Deezle.com

As you know, Google treats instances of invalid click and impression activity very seriously. Due to the proprietary nature of our algorithm, we cannot disclose any details about how our monitoring technology works or what specifics we found on your account. However, we can assure you that we have thoroughly re-reviewed your account, and have confirmed that your account violated our program’s Terms and Conditions.

Well that’s not very helpful.  We can’t tell you what we found or how we found it, but trust us: something’s fishy. They even re-reviewed my account.  How many times is that?  At this point I thought I should re-rereview my Google AdSense account statistics.  Last month I had 1,261 page impressions and no clicks.  None.  Nada.  Clearly the edict not to click on the ads is paying off.  In fact, since I’ve setup my blog, my Google AdSense account has earned just $3.33.  Since I have to wait until the amount reaches $100 for a payout, I should get this check around the time I collect my first social security check.  I’ll be eating lobster that month!

Without further information and lacking any real incentive to continue debating the issue of whether I would allow Google’s advertisers to appear on my site, I decided to compose another email:

Tue 10/3/2006 11:39PM
From: Deezle.com
To:

Since this offers no actual information on what I’m supposed to do, I have resolved the problem by electing to remove Google’s AdSense advertisements from my Blog.  Although I don’t understand how Google is served by this, I nonetheless have nothing to gain from arguing the point.  Please cancel my AdSense account immediately.

Thank you,
Paul McMahon

If I’m anything, I’m a man of my word.